HOW ABOUT MORE MONEY FOR RETIREMENT?

Everyone’s looking forward to retirement with places to go, people to see and things to do. But we’ll still have bills to pay. Social security can help, but you all need more than its benefits can provide. And if you have retirement income from your 401(k) plan, that income will be taxed and may actually cause your social security benefits to be taxed! If that happens, you may not be able to go to all the places you want to go, see the people you want to see and do the things you want to do. All because of taxes!

Today there’s a way for you save for retirement that can put more money in your pocket and let you keep more of your social security benefits. Plus, it allows you to access market returns without market risk. It’s called Indexed Universal Life Insurance (IUL)*. Every month you can contribute to your IUL* using the strategy of dollar cost averaging that helps even out the highs and lows of the index. Many Americans use the S&P 500 index. There are many other American indices to choose from, as well as foreign indices.

Of course, like all retirement plans, IUL* has plan expenses too. But over time it could be the most cost effective way to save for your golden years. IUL*, with its tax advantages, market potential and safety, is a great way to save for retirement.

When you’re looking forward to retirement, it’s more than just paying the bills. It’s about going places, seeing the people, and doing the things you want to do.

*Indexed Universal Life insurance (IUL) tax free income is predicated on a combination of withdrawals to basis and policy loans of gain from a maximum funded TAMRA compliant contract kept in force for the life of the insured.